- Analyst
Exciting Opportunity for a Commercial Analyst:
Are you ready to take your analytical skills to the next level? Join our team and play a vital role in the world of commercial real estate and mortgage analysis. We're looking for someone who is passionate about finance, has an eye for detail, and is eager to contribute to the growth and profitability of our company.
Key Responsibilities:
As a Commercial Analyst, your tasks will include:
- Developing a deep understanding of our Borrowers and Investors to cater to their unique needs.
- Skillfully underwriting Extension/Renewal and Amendment packages for over 130 active loans spanning various mortgage product types, such as land loans, construction loans, servicing loans, and more.
- Collaborating closely with the Account Management Group and Funding Department to ensure timely and comprehensive Extensions and Renewals, while also meeting loan maturity deadlines.
- Setting personal goals and action plans to align with our business objectives, and showcasing your readiness to shoulder greater accountability and responsibility.
- Staying updated on industry changes and proactively identifying opportunities for improving the growth and development of assigned transactions.
- Conducting qualitative and quantitative analysis of loan transactions to deliver detailed Extensions and Renewals that positively impact our overall profitability.
- Ensuring all loans are up to date for Annual Review documentation.
Your Day-to-Day Tasks:
On a daily basis, you will:
- Analyze a variety of commercial real estate transactions, encompassing diverse sectors such as office, retail, industrial, hospitality, and land.
- Under the guidance of the Director, prepare meticulous Extension and Renewal requests with disciplined underwriting and in-depth market research.
- Coordinate with the team to ensure thorough due diligence and material consistency, while communicating with various stakeholders in the industry.
- Collaborate within the Account Management team to provide regular updates on loan maturities and Extension/Renewal status.
- Assist in the preparation and completion of Account Management reporting for investors and company stakeholders.
- Perform quantitative analysis related to real estate developments and income-producing properties.
- Conduct site inspections and engage with borrowers, property managers, and appraisers as needed.
- Assess creditworthiness and identify risks and mitigants associated with loan transactions and borrowers.
- Prepare Extension/Renewal Letters and, when required, memos and amendments for existing deal structures.
- Ensure compliance with Annual Review documentation requirements.
What You Bring:
To excel in this role, you should have:
- A post-secondary degree in Commerce, Business Administration, Economics, or Finance, with a focus on Real Estate or Land Development.
- A strong commitment to professional development.
- A keen interest in the Canadian Real Estate Market/Development Industry.
- Excellent communication, interpersonal, and team skills.
- The ability to work independently and a strong dedication to client service.
- Willingness to adapt to flexible working hours and engage in continuous learning to enhance your business and lending skills.
- Demonstrated capacity to handle increasingly complex workloads.
If you're ready to make an impact in the world of commercial analysis and contribute to our continued success, we encourage you to apply and become a vital part of our team. Join us and be a part of our journey to excellence!
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